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Credit One Bank credit cards are among the most popular in the US.
Credit One Bank is established as a specialized credit card bank. It was founded in July 1984 in San Rafael, California, under the name of First National Bank of Marin (FNBM) to handle a wide range of products, until in 1995 it began to focus on credit cards, then it sent its headquarters to Las Vegas, Nevada, in November 1998, and later, in February 2006, changed its name to what we know it now.
It is one of the most popular credit card issuers in the country, with more than 7 million credit card customers in the US. It offers four types of products to meet the needs of its customers. Their products carry an annual percentage rate of 17.99% to 23.99% and you may not pay an annual fee depending on your card and credit score, although it may be less than $99 per year.
NASCAR Credit One Bank
According to their page, all Credit One Bank cards come with cash rewards and free online access to your monthly Experian credit score. This card especially handles 1% cash back on eligible gas and auto purchases, 2% cash back on NASCAR store purchases, deals, discounts and special experiences for NASCAR fans. You also have fraud protection if there are unauthorized charges.
Credit One Bank Platinum
This issuer has two platinum cards for different purposes. Both are VISA cards.
Blue Platinum Credit Card
Although it is a platinum card, it is designed especially for people with low credit scores who are looking to rebuild it. It has a number of rebates on eligible purchases. You also have zero liability protection for fraud. You can receive regular reviews of your account for credit line increases
You get 1% cash back on eligible purchases. The difference between this one and its similar blue one is that you can automatically get up to 10% more cash back rewards if you make your purchases from participating merchants.
Credit One Bank American Express
This credit card from American Express is for people with excellent credit scores. You have unlimited 1% cash back rewards on all your purchases. You have retail protection, which means an eligible item is covered if it’s accidentally damaged or stolen. You also have the offers that Amex provides you with shopping, restaurants and trips.